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It all depends on what you were paying before and coverages etc. my Jeep is old so, and I have a good driving record and have been with my insurance company forever. I pay around $50 a month. I called and asked about an R1S, the dual motor and it would have been $130 a month. I didn’t think that was out of line.
Exactly. It’s as much about the driver as it is about the vehicle. Maybe more in some cases. And the intersection of driver & vehicle can also greatly influence the cost.
 
For those of you owning EVs for a long time now, I'm interested to hear about your thoughts on this article, particularly any moments of sticker shock when it came to repairs or insurance.

Others already gave the answer "it depends". I was paying under $500 every six months for my Subaru Outback and that skyrocketed to over $1100 every six months for my Ioniq 5. My 1973 Scout II is under $400 every six months.

The Ioniq has so many safety features the reduce that probability of a fender bender that I struggle to understand why my insurance more than doubled.

So I would talk to your insurance agent or broker. And if they don't give you a good answer, get competing quotes, which I failed to do because I just didn't have the time and motivation for the amount of money involved.

Edit: based on the parking and driving I see by Tesla drivers, I'm hoping that insurance rates are temporarily skewed by high repair costs and accident rates for Tesla being extrapolated to all EVs, and as competitive EVs become more prevalent and Tesla ownership among good drivers drops, insurance rates for the rest of us will come down also.

Edit 2: I'm not making up the part about high accident rates for Tesla vehicles:

 
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When we got the Lexus our overall rates adjusted. Being with same carrier for over 30 years we get a lock in price that holds until we change a car or change our policy so we don’t see year over year increases. So the Lexus did trigger that and we have three cars so the updates for all three was like $600 for the year so not bad at all in the scheme of things. And gas cost savings on EV will well exceed that so still coming out ahead and being more environmentally friendly with a hybrid and EV in the garage
 
EV-owner question:

I often read EV owners get over the novelty of the acceleration quickly and settle in to a normal routine. Is this just how you drive, or is the acceleration that boring?

I'm 100k miles into my current ICE sedan and it's quick (think M3P quick, not Plaid quick) and it has never gotten old. I take every 0-60+ run I have the opportunity to take. So, is the EV boring, or just the driver? :ROFLMAO:
In related news, I've come to the conclusion that my adolescent brain will never mature, despite decades of trying. My body on the other hand, oh my poor body...
 
EV-owner question:

I often read EV owners get over the novelty of the acceleration quickly and settle in to a normal routine. Is this just how you drive, or is the acceleration that boring?

I'm 100k miles into my current ICE sedan and it's quick (think M3P quick, not Plaid quick) and it has never gotten old. I take every 0-60+ run I have the opportunity to take. So, is the EV boring, or just the driver? :ROFLMAO:
In related news, I've come to the conclusion that my adolescent brain will never mature, despite decades of trying. My body on the other hand, oh my poor body...
I’m just boring.
The acceleration is fantastic.

Every time I turn from my gravel road onto the highway (not interstate), I hit the speed limit within 3 seconds / 120 feet.
Every time I go from the highway to the freeway, I’ll go from about 20 mph to up to 90 by the end of the onramp—approximately a tenth of a mile—in about 5.5 seconds.

But I won’t do it at the stoplights in town.
And I feel a little like it’s like eating your favorite dessert. If I eat my favorite dessert all the time, I would get sick of it.
 
EV-owner question:

I often read EV owners get over the novelty of the acceleration quickly and settle in to a normal routine. Is this just how you drive, or is the acceleration that boring?

I'm 100k miles into my current ICE sedan and it's quick (think M3P quick, not Plaid quick) and it has never gotten old. I take every 0-60+ run I have the opportunity to take. So, is the EV boring, or just the driver? :ROFLMAO:
In related news, I've come to the conclusion that my adolescent brain will never mature, despite decades of trying. My body on the other hand, oh my poor body...

It's a personal thing, not a vehicle thing. I tried the EV super-acceleration a couple of times when I first got the Ioniq 5. Now I drive in eco mode or normal mode, I have not used performance mode since the first week of ownership. I occasionally use the acceleration when necessary (avoidance maneuvering), but that's the exception not the rule. But, that's because I have always been a boring driver and am not really interested in the high performance stuff.

If you still enjoy the acceleration of your current vehicle, I am confident you will enjoy the acceleration of an EV for many years of ownership.
 
EV-owner question:

I often read EV owners get over the novelty of the acceleration quickly and settle in to a normal routine. Is this just how you drive, or is the acceleration that boring?

I'm 100k miles into my current ICE sedan and it's quick (think M3P quick, not Plaid quick) and it has never gotten old. I take every 0-60+ run I have the opportunity to take. So, is the EV boring, or just the driver? :ROFLMAO:
In related news, I've come to the conclusion that my adolescent brain will never mature, despite decades of trying. My body on the other hand, oh my poor body...
4 years into my MX Plaid, outside of introducing new people to the thrill, I no longer accelerate rapidly just for the sake of accelerating rapidly. However, I definitely find myself taking the power for granted such as passing on a 2-lane, being first at a stoplight that has 2 lanes that merge into one just on the other side of the intersection, a 2 lane on-ramp that merges into one lane halfway up the ramp, pulling out into fast-moving traffic, stuff like that. So yes, it warps your understanding of what is possible.

I always drive in Plaid mode because I never know when I'll need the acceleration to get out of a situation.

But if you want to accelerate rapidly just for the fun of it, by all means. You bought the vehicle so you should enjoy it. Your tire shop will thank you.
 
4 years into my MX Plaid, outside of introducing new people to the thrill, I no longer accelerate rapidly just for the sake of accelerating rapidly. However, I definitely find myself taking the power for granted such as passing on a 2-lane, being first at a stoplight that has 2 lanes that merge into one just on the other side of the intersection, a 2 lane on-ramp that merges into one lane halfway up the ramp, pulling out into fast-moving traffic, stuff like that. So yes, it warps your understanding of what is possible.

I always drive in Plaid mode because I never know when I'll need the acceleration to get out of a situation.

But if you want to accelerate rapidly just for the fun of it, by all means. You bought the vehicle so you should enjoy it. Your tire shop will thank you.
All that sounds ok; but if you’re the person that stays in the lane that is merging before construction until the very last second…
I don’t think we can be friends!
:-)
 
I'm driving an ICE truck while my R1T is in the shop. I really miss the INSTANT Torque. The lag in the transmission of an ICE vehicle is extremely noticeable when you go back. So, yes, its awesome to be able to go 0-60 in 3 seconds in an EV truck, but the instant response (with ZERO Lag) is phenomenal in an EV.
 
All that sounds ok; but if you’re the person that stays in the lane that is merging before construction until the very last second…
I don’t think we can be friends!
:-)
Staying in the merging lane until the end is better for traffic overall, IF the through-lane drivers aren't jerks about the merging traffic zippering in...
 
EV-owner question:

I often read EV owners get over the novelty of the acceleration quickly and settle in to a normal routine. Is this just how you drive, or is the acceleration that boring?

I'm 100k miles into my current ICE sedan and it's quick (think M3P quick, not Plaid quick) and it has never gotten old. I take every 0-60+ run I have the opportunity to take. So, is the EV boring, or just the driver? :ROFLMAO:
In related news, I've come to the conclusion that my adolescent brain will never mature, despite decades of trying. My body on the other hand, oh my poor body...
Going on just 6 months of EV leasership and I find that I use the acceleration when it is useful. Otherwise I tend to stay in eco mode and keep my speed about the flow of traffic, for range and why be a speeding jerk when there is no reason to do reasons.

I do see how EVs could lead to increased accidents for younger drivers though. AARP already sent me an invitation to get a AARP card, to put some perspective on that. It was not the birthday card I wanted, nor did I need it!
 
Hey, it just comes down to perspective. Which admittedly improves with age.

At the end of the day, is white knuckling it on the way to / from work really worth it? I've found the answer is no. So whether I'm driving a diesel SUV or EV, I'm still hanging in the middle or right lane going 5 to 10 mph over the limit.

Either way, I'll bet my blood pressure is a lot lower than those passing by me. 🍻
 
EV-owner question:

I often read EV owners get over the novelty of the acceleration quickly and settle in to a normal routine. Is this just how you drive, or is the acceleration that boring?

I'm 100k miles into my current ICE sedan and it's quick (think M3P quick, not Plaid quick) and it has never gotten old. I take every 0-60+ run I have the opportunity to take. So, is the EV boring, or just the driver? :ROFLMAO:
In related news, I've come to the conclusion that my adolescent brain will never mature, despite decades of trying. My body on the other hand, oh my poor body...
Maybe the novelty hasn't worn off yet or maybe I'm just immature. I've had my Lightning since last September, so not a year yet. I still enjoy the acceleration immensely.

In fact, there is a drag strip about 45 minutes from my house and they do test and tune nights every Wednesday during the season. I plan to take the Lightning over there this summer and see what it can do in the quarter mile.
 
Maybe the novelty hasn't worn off yet or maybe I'm just immature. I've had my Lightning since last September, so not a year yet. I still enjoy the acceleration immensely.

In fact, there is a drag strip about 45 minutes from my house and they do test and tune nights every Wednesday during the season. I plan to take the Lightning over there this summer and see what it can do in the quarter mile

Maybe the novelty hasn't worn off yet or maybe I'm just immature. I've had my Lightning since last September, so not a year yet. I still enjoy the acceleration immensely.

In fact, there is a drag strip about 45 minutes from my house and they do test and tune nights every Wednesday during the season. I plan to take the Lightning over there this summer and see what it can do in the quarter mile.
All good! As much as it isn't my bag, I'd love to see vids of your track days. And I'm looking forward to sharing ones of torque vectoring in the bush on my quad motor. Although it all pales in comparison to this.
 
All good! As much as it isn't my bag, I'd love to see vids of your track days. And I'm looking forward to sharing ones of torque vectoring in the bush on my quad motor. Although it all pales in comparison to this.
Thanks for the video. I've never seen a Pikes Peak run before, so I am guessing this is impressive. I would be more impressed if the driver did it while staying in one lane :ROFLMAO:

For videos of what custom EVs (and I am guessing the Pikes Peak run was a production vehicle) can do for motorsports I like this and this.
 
Staying in the merging lane until the end is better for traffic overall, IF the through-lane drivers aren't jerks about the merging traffic zippering in...
Have to agree. When you zipper properly traffic moves more efficiently. It’s the one guy who splits the lanes 1 mile before and backs up EVERYBODY!
 
Have to agree. When you zipper properly traffic moves more efficiently. It’s the one guy who splits the lanes 1 mile before and backs up EVERYBODY!
I guess I see this point of view, and I’m not a blocker, but it feels like those speeding towards the easily visible merge point think their time is somehow more valuable than those who have merged within the last 2500 feet before construction…
 
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