Joining the EV gang while waiting for Scout!

[cyure]

Can’t the rate for a vehicle drastically change if you’re talking about something new or with fewer models of it in existence for replacements or parts? I’ve tried looking into this but I can’t wrap my head around insurance things

My question is for the people who are fortunate enough to get the first ones will the instance companies even know what they are to provide an accurate rate. When my son got his Elantra N the VIN wasn’t in their system and they were just calling it an Elantra. When they finally figured out what the N meant his rate went up on renewal.

 

[dreamweaver]

My question is for the people who are fortunate enough to get the first ones will the instance companies even know what they are to provide an accurate rate. When my son got his Elantra N the VIN wasn’t in their system and they were just calling it an Elantra. When they finally figured out what the N meant his rate went up on renewal.

I imagine there could be a little of that happening.

 

[SaraLiz]

My question is for the people who are fortunate enough to get the first ones will the instance companies even know what they are to provide an accurate rate. When my son got his Elantra N the VIN wasn’t in their system and they were just calling it an Elantra. When they finally figured out what the N meant his rate went up on renewal.

I wonder if Scout will have some early insurance partners. If I’m remembering correctly (I could be totally hallucinating this), Tesla had specific companies that would insure them early on.

 

[maynard]

It's a lot of things. Hail damage is big here (that impacts both auto and home insurance costs, yay!). Vehicle theft, high levels of dangerous driving and uninsured motorists is really what contributes big to it though from my understanding. We carry an additional $750 a year Under/Uninsured Motorist rider as well on top of the individual vehicle policies, and it's pretty standard for people who "fully insure" to do that.

I don't know if it has changed, but when I lived in Denver my insurance co tried to charge me Under/Uninsured Motorist on every vehicle and at that time the law was for at least one of the vehicles in the household - so I dropped it on my wifes car...

 

[SaraLiz]

I don't know if it has changed, but when I lived in Denver my insurance co tried to charge me Under/Uninsured Motorist on every vehicle and at that time the law was for at least one of the vehicles in the household - so I dropped it on my wifes car...

Mine just shows up as an overall line item on my policy, not associated with either car specifically. I’ve honestly never really looked into it that heavily!

 

[dreamweaver]

I wonder if Scout will have some early insurance partners. If I’m remembering correctly (I could be totally hallucinating this), Tesla had specific companies that would insure them early on.

We have been with the same insurance company for our homes and autos for 45 years. I don't plan on changing anytime soon. I hope we get good rates when our new Scout arrives.

 

[6-ScoutFamily]

Look into chargers that have dynamic load management capability. This may allow you to keep current panel without the expense of upgrading to a 200 amp panel. There are less failure points with a hard wired charger and if you have to run wire to the garage space it will be similar cost wise to go with a hardwired install. If you stick with a plug-in charger make sure the outlet is EV rated; it will have a little green car/plug icon on it (see link below for example).

https://www.homedepot.com/pep/50-Am...aw.ds&gad_source=1&gad_campaignid=22752160552

Hardwiring is the best option but a plug will work given the caveats above. Plus you don’t need to use the maximum capacity of your circuit. For example: At 80% continuous load a 50amp circuit will deliver 40amps, but you don’t have to use that much. You could set your charger for anything below 40amps (30 for example) and still get the majority of your charge in one overnight session.

 

[apex96]

Hardwiring is the best option but a plug will work given the caveats above. Plus you don’t need to use the maximum capacity of your circuit. For example: At 80% continuous load a 50amp circuit will deliver 40amps, but you don’t have to use that much. You could set your charger for anything below 40amps (30 for example) and still get the majority of your charge in one overnight session.

In all cases hard wired is safer and better. The majority of the quality/well known chargers on the marker have ways to limit amps pulled either via dip switches or via mobile app. My Emporia Pro is capable of outputting 48 amps to the vehicle but right now I have it set for 40 amps.

Hardwired doesn't mean you have to pull max amps on the charger. You can future proof by running the correct gauge wire for a 60 amp circuit and installing a 48 amp capable charger. You can install a lower amp breaker and then limit the amps the charger requests on the charger itself. This would allow for use with current panel that could be ready to go if later on the panel is upgraded.

In any use case with an older panel, a charger with the ability to monitor whole home usage and adjust the output to the EV charger would be highly beneficial.

Some dynamic load management capable chargers

Emporia

Emporia Pro Level 2 EV Charger

Fact: ~50% of US homes require a full electrical panel upgrade to safely install a Level 2 EV Charger.The Emporia Pro EV Charger makes powerful automated Level 2 charging possible for almost any home. Thanks to PowerSmart technology, you can charge your EV up to 9 times faster than a level 1...

shop.emporiaenergy.com

WallBox (dynamic load equipment sold separately)

wallbox.com/en/pulsar-family-ev-chargers

Explore the Pulsar series of compact and smart EV chargers. Perfect for efficient and smart home charging with solar capabilities. Install Wallbox today!

wallbox.com

Tesla (power meter for dynamic load sold separately)

https://shop.tesla.com/product/universal-wall-connector

 

[dreamweaver]

In all cases hard wired is safer and better. The majority of the quality/well known chargers on the marker have ways to limit amps pulled either via dip switches or via mobile app. My Emporia Pro is capable of outputting 48 amps to the vehicle but right now I have it set for 40 amps.

Hardwired doesn't mean you have to pull max amps on the charger. You can future proof by running the correct gauge wire for a 60 amp circuit and installing a 48 amp capable charger. You can install a lower amp breaker and then limit the amps the charger requests on the charger itself. This would allow for use with current panel that could be ready to go if later on the panel is upgraded.

In any use case with an older panel, a charger with the ability to monitor whole home usage and adjust the output to the EV charger would be highly beneficial.

Some dynamic load management capable chargers

Emporia

Emporia Pro Level 2 EV Charger

Fact: ~50% of US homes require a full electrical panel upgrade to safely install a Level 2 EV Charger.The Emporia Pro EV Charger makes powerful automated Level 2 charging possible for almost any home. Thanks to PowerSmart technology, you can charge your EV up to 9 times faster than a level 1...

shop.emporiaenergy.com

WallBox (dynamic load equipment sold separately)

wallbox.com/en/pulsar-family-ev-chargers

Explore the Pulsar series of compact and smart EV chargers. Perfect for efficient and smart home charging with solar capabilities. Install Wallbox today!

wallbox.com

Tesla (power meter for dynamic load sold separately)

https://shop.tesla.com/product/universal-wall-connector

I know it is a bit early but I have been researching chargers and Emporia Pro EV charger recommended by SpaceEVDriver is currently at the top of my list. It will also monitor our Solar power generation for powerful charging automations. Who knows what will be available by the time I actually need one.

 

[SaraLiz]

In all cases hard wired is safer and better. The majority of the quality/well known chargers on the marker have ways to limit amps pulled either via dip switches or via mobile app. My Emporia Pro is capable of outputting 48 amps to the vehicle but right now I have it set for 40 amps.

Hardwired doesn't mean you have to pull max amps on the charger. You can future proof by running the correct gauge wire for a 60 amp circuit and installing a 48 amp capable charger. You can install a lower amp breaker and then limit the amps the charger requests on the charger itself. This would allow for use with current panel that could be ready to go if later on the panel is upgraded.

In any use case with an older panel, a charger with the ability to monitor whole home usage and adjust the output to the EV charger would be highly beneficial.

Some dynamic load management capable chargers

Emporia

Emporia Pro Level 2 EV Charger

Fact: ~50% of US homes require a full electrical panel upgrade to safely install a Level 2 EV Charger.The Emporia Pro EV Charger makes powerful automated Level 2 charging possible for almost any home. Thanks to PowerSmart technology, you can charge your EV up to 9 times faster than a level 1...

shop.emporiaenergy.com

WallBox (dynamic load equipment sold separately)

wallbox.com/en/pulsar-family-ev-chargers

Explore the Pulsar series of compact and smart EV chargers. Perfect for efficient and smart home charging with solar capabilities. Install Wallbox today!

wallbox.com

Tesla (power meter for dynamic load sold separately)

https://shop.tesla.com/product/universal-wall-connector

This is such great insight. Thanks for sharing!!

 

[SpaceEVDriver]

Thanks for the advice! Reading about charging options can get a little overwhelming, there's a lot of technical jargon that I'm not quite up to speed on yet, so it can be slow to muddle through.

If you have any questions, feel free to ask.
There are also some charger threads somewhere around here.

With the Ioniq 5 maximum capacity battery, you shouldn’t run into issues where you NEED a level 2 charger for local driving very often. But you will likely want to consider it for the Scout, which will probably have almost half the efficiency and a much larger battery.

 

[cyure]

Okay so I have to ask. How often are you flooring it?

 

[SpaceEVDriver]

Thread 'Home Charger Reviews and FAQs'

Aug 14, 2025

I was asked to give a review of one of my EVSEs (Electric Vehicle Supply Equipment), more commonly known as a “charger.” Some pedants care if you call it a charger and not an EVSE. Technically, for power coming from a wall outlet in the form of alternating current (AC), the “charger” is built into the car and the EVSE tells the car’s charger how much current at what voltage it is allowed to pull. Nobody except those pedants cares about the distinction. The thing that gets the electricity from the source to the vehicle is the charger; part of it is offboard the vehicle and part of it is...

• SpaceEVDriver
• Replies: 14
• Forum: GENERAL DISCUSSION

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[SaraLiz]

If you have any questions, feel free to ask.
There are also some charger threads somewhere around here.

With the Ioniq 5 maximum capacity battery, you shouldn’t run into issues where you NEED a level 2 charger for local driving very often. But you will likely want to consider it for the Scout, which will probably have almost half the efficiency and a much larger battery.

This is what I’ve been assuming as well. If we are doing electrical work now, I want to future proof as much as possible.

 

[SaraLiz]

Okay so I have to ask. How often are you flooring it?

Haha, not too much yet! There’s been some moments though. Gets to 90 on the highway before you even realize it.

 

[cyure]

Haha, not too much yet! There’s been some moments though. Gets to 90 on the highway before you even realize it.

Oh I bet!