Joining the EV gang while waiting for Scout!

[apex96]

Yep I get that. I’m just curious.

Here's a decent article on the current costs to insure electric vehicles vs gasoline equivalent models, based on a recent study.

EVs Cost 49% More to Insure Than Gas-Powered Cars, Data Reveals | Insurify

Some EVs are more expensive to insure than others. The Tesla Model X and Model 3 are the most costly EVs to insure, Insurify data shows.

insurify.com

The Chevy Blazer and Equinox EVs are the most affordable electric vehicles to insure

The electric Chevy Equinox and Blazer are the most affordable EVs to insure. According to a new study, Chevy’s electric...

electrek.co

Mercury Insurance Unveils This Year's Most Affordable New Electric Vehicles to Insure

Three Hyundai Motor Group Products and Two General Motors Company Products Make This Year's List LOS ANGELES, Aug. 26, 2025 /PRNewswire/ -- Although the automotive industry's transition to...

newsroom.mercuryinsurance.com

 

[J Alynn]

Here's a decent article on the current costs to insure electric vehicles vs gasoline equivalent models, based on a recent study.

EVs Cost 49% More to Insure Than Gas-Powered Cars, Data Reveals | Insurify

Some EVs are more expensive to insure than others. The Tesla Model X and Model 3 are the most costly EVs to insure, Insurify data shows.

insurify.com

The Chevy Blazer and Equinox EVs are the most affordable electric vehicles to insure

The electric Chevy Equinox and Blazer are the most affordable EVs to insure. According to a new study, Chevy’s electric...

electrek.co

Mercury Insurance Unveils This Year's Most Affordable New Electric Vehicles to Insure

Three Hyundai Motor Group Products and Two General Motors Company Products Make This Year's List LOS ANGELES, Aug. 26, 2025 /PRNewswire/ -- Although the automotive industry's transition to...

newsroom.mercuryinsurance.com

Thanks for the info

 

[apex96]

Thanks for the info

That's what we're all here for, to share information and discuss the updates provided by @Jamie@ScoutMotors and others as we await the official order books opening in the future.

Besides, some of the great conversations that have been had here have certainly influenced myself and others to consider EVs before a Scout is even available for per-order.

 

[cyure]

That's what we're all here for, to share information and discuss the updates provided by @Jamie@ScoutMotors and others as we await the official order books opening in the future.

Besides, some of the great conversations that have been had here have certainly influenced myself and others to consider EVs before a Scout is even available for per-order.

I know personally without all I learned on the forum I never would have changed my reservation to a BEV.

 

[J Alynn]

I know personally without all I learned on the forum I never would have changed my reservation to a BEV.

Same here

 

[dreamweaver]

Here's a decent article on the current costs to insure electric vehicles vs gasoline equivalent models, based on a recent study.

EVs Cost 49% More to Insure Than Gas-Powered Cars, Data Reveals | Insurify

Some EVs are more expensive to insure than others. The Tesla Model X and Model 3 are the most costly EVs to insure, Insurify data shows.

insurify.com

The Chevy Blazer and Equinox EVs are the most affordable electric vehicles to insure

The electric Chevy Equinox and Blazer are the most affordable EVs to insure. According to a new study, Chevy’s electric...

electrek.co

Mercury Insurance Unveils This Year's Most Affordable New Electric Vehicles to Insure

Three Hyundai Motor Group Products and Two General Motors Company Products Make This Year's List LOS ANGELES, Aug. 26, 2025 /PRNewswire/ -- Although the automotive industry's transition to...

newsroom.mercuryinsurance.com

Thanks for the great links.

 

[dreamweaver]

That's what we're all here for, to share information and discuss the updates provided by @Jamie@ScoutMotors and others as we await the official order books opening in the future.

Besides, some of the great conversations that have been had here have certainly influenced myself and others to consider EVs before a Scout is even available for per-order.

Me three.

 

[SaraLiz]

I have a couple questions.

Did you install a level 2 charger in your home? If not are you planning on doing that?

Was the salesperson knowledgeable and did they explain how everything works in the car or are you on your own for that?

Did they tell you how to take care of the matte paint? What is in the kit that Hyundai gives you to do that?

Is your insurance dramatically higher with the EV?

Thanks and I hope you are haying fun driving!!

Sorry for the delay on this!

Currently pricing out adding a 240V to the garage. I think we'll be ok on level 1 in the meantime. My commute is plenty covered during the week with the range, and then having the whole weekend to recharge. Our electrical is old, so I'm hoping we can add a circuit without upgrading the panel. Currently just planning on a 240V plug, not a hardwired charger.

Salesperson was decently knowledgeable, but not anything particularly crazy. I'm a big researcher, so I felt like I didn't have much I needed to ask him anyways. The purchase process went a little haywire right at the end (related to our trade equity, whole other story), so our salesguy didn't give us a very good "final delivery" setup walkthrough in my opinion.

He didn't go over the matte paint, it did come with a kit that I haven't dug into yet!

Called insurance yesterday and YIKES. I thought it may go up a bit but it went up a lot. Insurance in Colorado is already quite expensive, so take that with a grain of salt. But the Ioniq5 is $850 more a year to insure than our 2019 Audi A5 that we traded in. Not happy about that, but the lease deal was so good it's still an overall savings for us. Also going to have it shopped around, my agent says some companies are just more expensive to insure EVs with than others.

 

[cyure]

Sorry for the delay on this!

Currently pricing out adding a 240V to the garage. I think we'll be ok on level 1 in the meantime. My commute is plenty covered during the week with the range, and then having the whole weekend to recharge. Our electrical is old, so I'm hoping we can add a circuit without upgrading the panel. Currently just planning on a 240V plug, not a hardwired charger.

Salesperson was decently knowledgeable, but not anything particularly crazy. I'm a big researcher, so I felt like I didn't have much I needed to ask him anyways. The purchase process went a little haywire right at the end (related to our trade equity, whole other story), so our salesguy didn't give us a very good "final delivery" setup walkthrough in my opinion.

He didn't go over the matte paint, it did come with a kit that I haven't dug into yet!

Called insurance yesterday and YIKES. I thought it may go up a bit but it went up a lot. Insurance in Colorado is already quite expensive, so take that with a grain of salt. But the Ioniq5 is $850 more a year to insure than our 2019 Audi A5 that we traded in. Not happy about that, but the lease deal was so good it's still an overall savings for us. Also going to have it shopped around, my agent says some companies are just more expensive to insure EVs with than others.

I think insurance is going to be quite a shock for me. It’s really cheap for me to insure my Wrangler since it’s so old.

Thanks for the update!

 

[apex96]

Sorry for the delay on this!

Currently pricing out adding a 240V to the garage. I think we'll be ok on level 1 in the meantime. My commute is plenty covered during the week with the range, and then having the whole weekend to recharge. Our electrical is old, so I'm hoping we can add a circuit without upgrading the panel. Currently just planning on a 240V plug, not a hardwired charger.

Look into chargers that have dynamic load management capability. This may allow you to keep current panel without the expense of upgrading to a 200 amp panel. There are less failure points with a hard wired charger and if you have to run wire to the garage space it will be similar cost wise to go with a hardwired install. If you stick with a plug-in charger make sure the outlet is EV rated; it will have a little green car/plug icon on it (see link below for example).

https://www.homedepot.com/pep/50-Am...aw.ds&gad_source=1&gad_campaignid=22752160552

 

[SaraLiz]

Look into chargers that have dynamic load management capability. This may allow you to keep current panel without the expense of upgrading to a 200 amp panel. There are less failure points with a hard wired charger and if you have to run wire to the garage space it will be similar cost wise to go with a hardwired install. If you stick with a plug-in charger make sure the outlet is EV rated; it will have a little green car/plug icon on it (see link below for example).

https://www.homedepot.com/pep/50-Am...aw.ds&gad_source=1&gad_campaignid=22752160552

Thanks for the advice! Reading about charging options can get a little overwhelming, there's a lot of technical jargon that I'm not quite up to speed on yet, so it can be slow to muddle through.

 

[dreamweaver]

Sorry for the delay on this!

Currently pricing out adding a 240V to the garage. I think we'll be ok on level 1 in the meantime. My commute is plenty covered during the week with the range, and then having the whole weekend to recharge. Our electrical is old, so I'm hoping we can add a circuit without upgrading the panel. Currently just planning on a 240V plug, not a hardwired charger.

Salesperson was decently knowledgeable, but not anything particularly crazy. I'm a big researcher, so I felt like I didn't have much I needed to ask him anyways. The purchase process went a little haywire right at the end (related to our trade equity, whole other story), so our salesguy didn't give us a very good "final delivery" setup walkthrough in my opinion.

He didn't go over the matte paint, it did come with a kit that I haven't dug into yet!

Called insurance yesterday and YIKES. I thought it may go up a bit but it went up a lot. Insurance in Colorado is already quite expensive, so take that with a grain of salt. But the Ioniq5 is $850 more a year to insure than our 2019 Audi A5 that we traded in. Not happy about that, but the lease deal was so good it's still an overall savings for us. Also going to have it shopped around, my agent says some companies are just more expensive to insure EVs with than others.

Does that insurance hike fall in line with the 49% quoted in the links apex96 has so kindly provided in post #21?

 

[SaraLiz]

Does that insurance hike fall in line with the 49% quoted in the links apex96 has so kindly provided in post #21?

It's a little less (about 40%), which makes sense since the two models aren't an apples to apples model equivalent. I was just hoping that the bump would be less, since the Audi was an expensive vehicle to insure already!

 

[Mousehunter]

House has been a VERY long time in coming. Made a deal with my wife 4-5 years ago to do it. Took us till about this time last year to remotely agree on a design (after going with an architect who would not listen, just browsed 100's of plans online, then customized from there. Then 6 months to secure the construction loan. Broke ground in September, they are still working on the foundation-but it is making slow progress. Don't even have electricity yet. Hoping by next Christmas (really hoping by next September - but that is not bloody likely).

So anyway, even if we manage to move in late this year - that means (hopefully) less than a year wait afterwards for the Scout.

 

[oldgeeksguide]

House has been a VERY long time in coming. Made a deal with my wife 4-5 years ago to do it. Took us till about this time last year to remotely agree on a design (after going with an architect who would not listen, just browsed 100's of plans online, then customized from there. Then 6 months to secure the construction loan. Broke ground in September, they are still working on the foundation-but it is making slow progress. Don't even have electricity yet. Hoping by next Christmas (really hoping by next September - but that is not bloody likely).

So anyway, even if we manage to move in late this year - that means (hopefully) less than a year wait afterwards for the Scout.

Yikes! I’m getting stressed just reading about it!

 

[J Alynn]

Sorry for the delay on this!

Currently pricing out adding a 240V to the garage. I think we'll be ok on level 1 in the meantime. My commute is plenty covered during the week with the range, and then having the whole weekend to recharge. Our electrical is old, so I'm hoping we can add a circuit without upgrading the panel. Currently just planning on a 240V plug, not a hardwired charger.

Salesperson was decently knowledgeable, but not anything particularly crazy. I'm a big researcher, so I felt like I didn't have much I needed to ask him anyways. The purchase process went a little haywire right at the end (related to our trade equity, whole other story), so our salesguy didn't give us a very good "final delivery" setup walkthrough in my opinion.

He didn't go over the matte paint, it did come with a kit that I haven't dug into yet!

Called insurance yesterday and YIKES. I thought it may go up a bit but it went up a lot. Insurance in Colorado is already quite expensive, so take that with a grain of salt. But the Ioniq5 is $850 more a year to insure than our 2019 Audi A5 that we traded in. Not happy about that, but the lease deal was so good it's still an overall savings for us. Also going to have it shopped around, my agent says some companies are just more expensive to insure EVs with than others.

Ouch. Thats almost what I pay a year for my hybrid. You aren’t kidding about insurance being high but guessing due to snowy climate your rates reflect that risk?

 

[J Alynn]

House has been a VERY long time in coming. Made a deal with my wife 4-5 years ago to do it. Took us till about this time last year to remotely agree on a design (after going with an architect who would not listen, just browsed 100's of plans online, then customized from there. Then 6 months to secure the construction loan. Broke ground in September, they are still working on the foundation-but it is making slow progress. Don't even have electricity yet. Hoping by next Christmas (really hoping by next September - but that is not bloody likely).

So anyway, even if we manage to move in late this year - that means (hopefully) less than a year wait afterwards for the Scout.

Wow-bad weather for the timing? 3 months and still working on foundation-wow. My company is building 3500 sf homes in just under 4 months with full basement foundations. Most PA builders even the smaller guys (my house included) was under 5-1/2 months and we had a rough winter the year I built that cost us nearly 2-1/2 weeks in delays.
I’m just going to assume you are building a multi-million dollar compound

 

[SaraLiz]

Ouch. Thats almost what I pay a year for my hybrid. You aren’t kidding about insurance being high but guessing due to snowy climate your rates reflect that risk?

It's a lot of things. Hail damage is big here (that impacts both auto and home insurance costs, yay!). Vehicle theft, high levels of dangerous driving and uninsured motorists is really what contributes big to it though from my understanding. We carry an additional $750 a year Under/Uninsured Motorist rider as well on top of the individual vehicle policies, and it's pretty standard for people who "fully insure" to do that.

 

[RodorW]

It's insurance provider specific, driver specific (prior driving history), and vehicle and trim level specific (brand, model crash rating, driver assistance/safety features). Some brands and models fair better in the eyes of insurance companies than others.

Can’t the rate for a vehicle drastically change if you’re talking about something new or with fewer models of it in existence for replacements or parts? I’ve tried looking into this but I can’t wrap my head around insurance things

 

[apex96]

Can’t the rate for a vehicle drastically change if you’re talking about something new or with fewer models of it in existence for replacements or parts? I’ve tried looking into this but I can’t wrap my head around insurance things

Yes, newer vehicles tend to cost more to ensure as payout if they're totaled is higher. Not sure on the boutique aspect on lower volume vehicles but if there are not a lot of replacement parts available I can see insurers taking that into consideration when calculating rates.